About
Benefit PlansWaterbury & Associates
Intro
Benefit Plans
Traditional copay and consumer-driven health plans.
Traditional copay plans are becoming legacy plans, as employers migrate to consumer driven health plans (CDHP). Even in today’s marketplace, however, the traditional copay plan has a purpose. Consumer driven health plans increase employees’ responsibility to become prudent purchasers of healthcare resources and in return, reward employees through lower premiums and tax-favored accounts.
Through Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), Health Reimbursement Arrangements (HRA), and other options, your business can:
- Reduce healthcare costs, resulting in lower premiums.
- Reduce employee taxable income and the employer matching FICA and FUTA tax.
- Self-insure a small risk corridor and lower premiums within a fully-insured plan design.
Health Plan Design
Health Savings Accounts
Health Reimbursement Arrangements
Claim Analysis
Voluntary Benefits
Alternative funding plans
Get In Touch
St. Paul, MN 55105
[email protected]
651.269.0322